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First time buyer mortgage advice.

Buying your first home is an exciting experience – a chance to spread your wings and have a place of your own.
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About first time buyer mortgages.

Being your first large financial commitment, it can be a rather daunting prospect. So how can we help you navigate the path to home ownership without losing your way with the number of mortgage offers available?
We will ‘hold your hand’ throughout the entire process. From your initial consultation, to submitting your mortgage, to liaising with your solicitor to ensure you are always kept up to speed. All the way through to completion we are here to make sure you are fully protected should anything unexpected occur. Our service does not stop there. We hope that in the process of buying your home we build a great relationship with you and, as a result, you feel that you can come back to see us in the future to help with your next step.

What you should know before applying.

Exploring your options

The best place to start is with a no-obligation, initial appointment with one of our advisers who can explain the different mortgage options available at a pace you feel comfortable with.

You may find that the estate agent who is arranging your property purchase will want to see an ‘agreement in principle’ (AIP) or ‘decision in principle’ (DIP) to ensure that you can obtain a mortgage. This is something that we can provide you with. Please note that this will depend on your circumstances and will be subject to further underwriting from the lender if you decide to proceed.

Only the full mortgage application and assessment along with a property valuation will determine if your mortgage is offered. So whether you are looking on the open market or a new build, give our experienced team a call to book in to discuss this further.

Check out our mortgage calculators before making an decisions.

Use our monthly repayment calculator.

Find out what a potential monthly payment could like like in your new home.

Use calculator

Calculate how much you could borrow.

Use our calculator to see how much a bank may lend you based on your salary.

Use calculator

Book an appointment today.

With an ever growing team of advisers, there’s always someone ready to speak to you.

Find a time that suits you.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other loans secured on it.

The Mortgage Space Limited Company Registration number 13256613. Registered Address at 12 Oswald Road, Scunthorpe, England, DN15 7PT.

The Mortgage Space Ltd which is registered with the Data Protection Act 1998 registration No. ZB205076 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 968412 is an appointed representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No. ZA178200

The Mortgage Space is an innovative mortgage company with customer service at the heart of everything we do.

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